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Self-Employed and Can’t Get a Mortgage? The Loan Type May Be the Problem
Many self-employed borrowers who are told they do not qualify for a mortgage are not actually unqualified. They are applying through a loan type that measures income in a way that works against them. … more
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A Seller’s Strongest Negotiating Position in Fairfield County, CT Starts Before the First Showing
The Fairfield County, Connecticut housing market heading into fall 2026 doesn’t fit neatly into a single headline. Some homes are drawing multiple offers above asking. Others, in the same county … more
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Massachusetts Appraisal Rules Change in November. Buyers Who Wait to Prepare Will Lose Deals.
Most Massachusetts homebuyers will not think about new appraisal rules until those rules delay their closing. By then, according to Colleen Barry of Gibson Sotheby’s International Realty, the … more
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Mortgage-Dependent Buyers Are Being Squeezed Out of the Florida Keys
There is a growing divide in the Florida Keys housing market, and it runs along a single fault line: whether a buyer needs a mortgage. Cash buyers – many of them retirees and business owners from … more
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Columbus, Ohio Has 2.23 Million Residents and Barely 6,000 Homes for Sale
A metropolitan area of 2.23 million people should have a deeper housing market than what Columbus, Ohio is showing right now. According to Central Ohio MLS data cited by Barbara Gale of the Gale … more
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Housing Is the Largest Asset Most Americans Own. It’s Also the Only One They Don’t Diversify.
Stock portfolios get diversified. Bond holdings get diversified. Even alternative investments get spread across categories and geographies. But the single largest asset on most American household … more
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Washington Is Starting to Name the Middle-Income Renter, Without Yet Funding the Fix
A new federal housing effort has directed the Government Accountability Office to study a formal income definition for the middle class, roughly 80 to 120 percent of area median income, and to … more
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In Palm Beach County, Single-Family Homes and Condos Are Now Separate Markets
The question heard most often in Palm Beach County this year is whether the housing market is crashing. The numbers point somewhere else: two markets operating in the same zip codes, moving at … more
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In South Denver, Colorado, Temporary Rate Buydowns Are Expiring – and the Safety Net Isn’t There
The 2-1 buydown was supposed to be a bridge. Buyers who locked in mortgages two to three years ago at rates near 7% used the program to ease into ownership, paying two percentage points less in year … more
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In Austin, Texas, Tech Layoffs Are Reshaping Who Buys and What Sells
Austin’s residential real estate market has long been associated with tech-driven demand. But in 2026, the buyer pool powering the city’s housing activity looks different than it did even two … more
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